Besnard Insurance has had tremendous success in providing Admitted and Non-Admitted insurance solutions for our clients in the hospitality industry, insuring large hotels, resorts and spas, and golf course properties throughout the country.  We have exclusive hotel insurance programs to clients with specifically designed extensions to address limited and full-service hotels.

Program Features:

• Packages, Property, Liability, EPLI, Data Breach and Umbrella
• Capacity up to $50 million per location
• Hotel built after 1987 preferred unless completely “gut renovated”
• All States (Tier 1 & 2 – Limited Capacity) Brokerage Capabilities Available on larger accounts
• All Construction Types
• Interior and Exterior Hotels
• Liability – Auditable and Non-Auditable Policies are available
• Commercial Property: $10,000 minimum premium
• Commercial Liability: $5,000 minimum premium

Hotel Program Extensions:

• Agreed Amount
• Backup of Sewers and Drains
• Business Income (ALS) with Ordinary Payrolls
• Cimicidae Infestation (bed bugs)
• Employee Dishonesty
• Equipment Breakdown
• Fire Department Service Charge
• Fire Protection Equipment Recharge
• Forgery or Alteration
• Lock & Key Replacement
• Money & Securities (on and off)
• Outdoor Property
• Ordinance & Law
• Personal Effects & Property of Others
• Trees, Plants & Shrubs
• Utility Services

Value Added Services:

• In-house Underwriting Authority and Issuance of Policies
• In-house Claims Management
• On-line Rating for EPLI and Data Breach Indications
• Cimicidae Infestation (bed bugs)
• 48-Hour Clearance of All Accounts